If you live in Indiana, you know that we experience some crazy weather patterns. It can be 60 degrees and sunny in the middle of December, and snowing sideways in April. Indiana weather is always unpredictable, and with that, comes the chance of flooding. You might think that since Indiana is not typically thought of as a flood zone, that there would not be a great need for you to invest in an Indiana flood insurance policy. However, what many people don’t realize, is that flooding is the nation’s #1 natural disaster, and more importantly, your homeowner’s policy will not cover any damages due to flooding. This is why understanding your homeowner’s policy is so important‐ being aware of what it covers, but more so, what it might not. Our agents at Insurance Management Group are poised with information, ready to explain your policy coverages to help give you that understanding and peace of mind.
In Indiana, floods happen quickly, and once they start, they are hard to contain. Having a flood policy with IMG provides you with an extra layer of protection for your home and your personal belongings when the waters start to rise. Flooding can be caused by a variety of elements: melting snow, excessive rainfall, old or faulty drainage setup, etc. While Indiana isn’t considered part of a flood zone, that does not exclude the possibility of a flood from occurring, as floods can happen anywhere. And, as mentioned before, your homeowner’s policy will not cover the damages. For these reasons, it is important to make sure that your valuables and the home you have invested in and worked so hard to establish, are protected in the event of a flood.
There are many elements and specific criteria that are taken into consideration when purchasing an Indiana flood insurance policy. Coverages can become confusing and difficult to understand if you don’t have someone with the knowledge and expertise to help explain and guide you through the process. That is precisely why we do what we do, here at IMG.
Our mission is to make your life easier‐ in a multitude of ways. First and foremost, we care about you. We are here to help ensure that your livelihood and your family are protected in times when the unexpected happens. We are here to give you the peace of mind, that when it does, you will be able to recover and get back on your feet and “back to normal” as soon as possible. We are here as a resource for information, advice, and any questions or concerns that you may have. Every step of the way, we have your needs and your best interest in mind. We will work closely with you to assess your specific needs and partner with one of our highly rated carriers to assemble an Indiana flood insurance policy that provides you with that extra layer of protection at a cost that is affordable.
For more information on how an Indiana flood insurance policy can benefit you, stop by our office or give us a call at 765‐664‐2333 to speak to one of our reliable and knowledgeable agents. You can count on us to provide you with the most relevant, current, and accurate information that you will need to make the best decision for you and your family.