Long Term Care Insurance
We all want the best care, and choice of care, for our loved ones and ourselves. How will you pay for Long Term Care Expenses in Retirement? Do you plan to pay as needed? The cost of a long term care facility or home health care can be extremely expensive. Self‐pay individuals often find themselves spending assets and income until the point when they become qualified for Government Welfare Benefits. Even so, that can cause strain and financial burden on a surviving spouse or family members. The fiduciary limitations can be hard to understand without the help of an attorney specializing in Elder Law. Which again, can be expensive. Empowering yourself with an Indiana Long Term Care insurance policy can help ease the financial burden of care as we age.
Your IMG Agent can help you elect which type of Long Term Care could be best for you. They can also share opportunities for those participating in an Indiana Partnership plan that might qualify for an extension of benefits available. It’s important to become educated about what we can expect to pay for suitable care as we mature in life. Arranging an appointment in our office can help you learn what to expect for pricing for extended care at home, adult day health care, assisted living, or nursing home private room care.
Committing to an Indiana Long Term Care insurance policy can help put you at ease knowing you did your due diligence to apply wisdom and prepare for elder years in life. It offers peace to loved ones, knowing you will receive professional care from those skilled medically for illnesses or conditions that may develop during the natural aging process. Rather than depending on loved ones to share the responsibility of taking care of you as you mature, you can rest assured knowing you have a plan in place that will allow you to receive the care you need, without becoming a burden those whom you love. Putting that coverage in place with IMG can help keep all of your accounts under one roof to make it easier to access in time of need.