Are you working to make your dreams a reality by starting your own business? Or maybe you are in the throes of owning one already. Whichever position you may be in, we can all agree that there are many variables to think about as you take on this endeavor. While there are many perks to owning your own business, with that, also comes much responsibility. You have employees to take care of and standards to maintain, as well as finding the best ways to serve your valuable clients. You work hard every day making sure all of your ducks are in a row, and that everything is running smoothly and efficiently. But, no matter how far in advance you prepare, or how much you put in to ensure that everyone is safe and everything is working properly, there is always a chance that something could go wrong.
Accidents happen and sometimes there is nothing you can do to prevent them. If an accident does happen, there is one thing of which you need to be sure- you’re protected. An Indiana general liability insurance policy will do that. What does a general liability policy cover? And how does it apply to you?
Read on, and we’ll tell you.
In Indiana, general liability insurance policies offer a broad spectrum of coverages that will protect you during an accident. Any damage caused by your employees, or even damage caused by actions that, perhaps, were not taken by your employees, are covered by your Indiana general liability insurance policy.
Let’s say that you own an apartment complex, and an elderly woman trips and falls over a sidewalk that has not been properly maintained. She breaks her arm and you are held responsible for negligence.
What happens now? Your Indiana general liability insurance policy will protect you from incurring a large loss. There are many situations, like this one, for which you could be held liable. Costing you money and, most importantly, time. As a business owner, time is a precious resource that you cannot spend fighting a legal battle. We, at IMG, want to give you peace of mind that you hold the proper coverage in order to keep your business running smoothly and successfully.
At Insurance Management Group, our talented, trusted, professional staff is here to serve you. We take the time to get to know you and your business, so that we can put together a tailored solution to best fit your needs. From there, we’ll consult with a variety of A-rated insurance carriers to be sure that we are providing you with the best coverage for the best price.
Oftentimes, business contracts require Certificates of Liability or proof of insurance before any projects can begin. Responding to matters expediently is just one way we go beyond the call of duty for you. Another way we go beyond the call of duty is by ensuring you have the proper coverage to complete the job. Leaving you free to focus on the job while we save you time and money.
Our clients are our top priority. Insurance Management Group has the resources needed to help you keep your employees and work environment as safe as possible. We work hard to protect your livelihood.
So please, give us a call or swing by our office to talk to one of our eager and friendly staff members. We are here to assess and assist your business needs, providing you with the best opportunity to maximize your full potential.