Protect your business from legal fallout from mistakes, injury or damage.
Learn More
General liability insurance, sometimes referred to as business or commercial liability insurance, helps protect your business from lawsuits and claims of personal injury and property damage. We help businesses understand their risk exposures and find the right general liability policy to protect their business.
Protect your business
Business coverage needs vary by industry and type of business. Those in higher risk industries such as construction tend to need more coverage compared to lower risk businesses like consulting companies. There are a number of factors that could potentially affect general liability insurance premiums. Our insurance experts assess your commercial risk exposures and recommend tailored coverage solutions.
See what other industries we’ve serviced and learn about the coverages chosen by companies like yours.
State laws don’t typically require businesses to carry general liability insurance. However given the risky nature of running a business, it’s a good idea to have this coverage. Without the right coverage, your business could suffer financial losses. It’s critical to identify risk exposures and state insurance requirements. Our dedicated commercial insurance experts help you find the right coverage to protect your business for long term stability and success.
The amount of general liability coverage your business needs depends on a number of factors, such as the type and size of your business, industry, number of employees, and the type of customers you typically work with.
Many small businesses opt for the standard $1 million or $2 million general liability policy. This means the policy will pay up to $1 million to cover any one claim, with a $2 million limit for the lifetime of the policy, which is typically one year.
Contact our insurance experts today to determine the right level of coverage for your business.
IMG is an UAII Member Agency
