Home. The place where you build your life. The structure surrounding some of your fondest memories and milestones. It’s a place of solace, security, and familiarity. As years go by, you fill it with precious keepsakes and memorabilia, reminding you of special times with friends and family. You walk in the front door and picture the birthday celebrations in the living room, the family gathered around the dining room table for Christmas dinner, and playing with the kids in the lawn sprinkler during those scorching, fun-filled days of summer. The life, laughter, and love that you and your family share, permeates throughout the halls of your home. That is why Insurance Management Group wants to help you protect it with an Indiana homeowner’s policy.
As a local agency, we are like your neighbors. We closely relate to the special care that it takes and the heart that is poured into making a house a home- creating a beautiful, comfortable, and safe environment for you and your family. We are familiar with the risks and exposures that you face as a homeowner, and make it a priority to learn your specific needs and ask the right questions, to determine how you can best protect and insure your home. For example, do you have a finished basement? Let’s say that you have a wet bar and a pool table down in the basement- your entertainment center- and your sump pump fails. You will want to make sure that you have coverage for water backup that will cover the costs to the damages, replacement, as well as the extraction and dry out. Our aim is to get ahead of these types of situations before they happen. Your friendly agent at Insurance Management Group will take the time and work closely with you, listen to your concerns, and answer any questions you may have about how we can help you protect one of your greatest assets.
A common theme in the insurance industry, is that people don’t normally want to think or talk about insurance before they have a reason to. Unfortunately, if something goes wrong, it is often too late to obtain the coverage that you need to help recover from your losses. Even after taking all of the precautionary measures to ensure that your home and belongings are safe, there will always be circumstances that remain out of your control. For example, as we all know, Indiana weather is so unpredictable- a tornado could strike up in any moment, tearing through everything in in its path, including your home. Or what happens when the weight of the ice from the winter storm causes your roof to collapse? It’s situations like these, why, when looking to insure your home, it is important to know what is covered, what is not, and what it means. And to do that, you need an insurance agent, on whom you can rely- who will be there to help you fully understand your policy, alleviate any worries you may have, and assure you that your home and the belongings that you value most, are protected.
We also know that change is a part of life. And as life changes, your homeowner’s insurance policy may need to be adjusted to reflect that. That is why we make it a priority to keep up-to-date, each year, on any significant alterations that have been made, so that we can make sure your coverages are still fitting and effective for you. Because we realize not one homeowner’s policy can be the same for everyone, we work closely with our A-rated carriers to assemble a policy, customized to meet your specific needs.
IMG also provides coverage for high-value homes, including high value water backup, and high value schedules for jewelry, and fine arts. For this market, we work closely with carriers like Chubb, who has specialty adjusters who provide above and beyond claim services for those experiencing those big-ticket claims.
At Insurance Management Group, we are here to serve you. You are our neighbors-our family. We are invested in you and making certain that the place you call home is protected from the risks that life and circumstances can throw your way. Stop by our office or call us today at 765-664-2333 to talk with one of our friendly and knowledgeable agents about how we can assist you in taking the first step to protecting your home and ensuring your future.
Click HERE to download our Homeowner's Questionnaire!