PERSONAL INSURANCE

Homeowners Insurance

Protect where you live, and the things you love.

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Expert guidance

We take the stress and hassle out of shopping for home insurance. Just answer a few short questions, we’ll help you compare quotes and recommend the right coverage for your property and personal belongings. No sales pressure, no legal mumbo-jumbo. Just independent insurance experts working on your side.

COVERAGE OPTIONS

Standard coverage

Protect your home and personal belongings

Dwelling

Contents

Liability

Other structures

Special coverage

Add-on protection

Valuables

Water backup

Replacement cost

How much homeowners insurance should you get?

Even though home insurance is not legally required, you don’t want to leave yourself open to risk. The amount of coverage you need depends on a few factors, such as the replacement cost of your home and how much personal possessions and liability protection you need. We walk you through different scenarios to help you determine what level of coverage to safeguard your home and belongings.

FREQUENTLY ASKED QUESTIONS

Still have questions?

What impacts my home insurance premium?

A number of factors can affect your homeowners insurance premium. Such as the neighbourhood the home is located in, proximity to emergency services, and age of the home (roof, pipes, etc.). Our insurance experts can assess your unique situation and advise you on opportunities to save on your premiums.

My child is going away to college. Are their personal belongings still covered under our homeowners' policy?

The personal property of a dependant student temporarily living away from home is covered under a typical homeowners policy. The deductible and amount covered depends on the type of policy you purchase.