It’s finally that time again. The snow has melted and the temperatures are climbing. It’s motorcycle season. You dust off your riding gear, strap on your helmet, and set out on the open road. You feel the wind on your face as you drive on towards the exquisitely unmatched Indiana sunset, relishing in a sense of freedom that only riding can bring.
…That is, until your joyride is interrupted by the unexpected pothole you hit, or even worse, another vehicle- leaving you, your bike, and potentially others, in a lot of distress. That is why it is so important to make sure that you have the proper insurance coverage to protect you in situations like these with an Indiana motorcycle insurance policy from Insurance Management Group.
It is common for people to assume that putting his or her motorcycle on their personal auto policy is the obvious, most logical choice. While that is an option, it is not necessarily the best option. An Indiana motorcycle insurance policy offers all the same coverages as your personal auto policy, such as liability, medical payments, uninsured/underinsured motorist, and comprehensive/collision coverages, but it actually provides even more coverage and the opportunity for add-ons when your motorcycle is placed on its own policy. At IMG, we will sit down with you to discuss the different options you have and help you decide which policy is the right fit for you.
For example, one of the additional perks of having an Indiana motorcycle insurance policy is the option to carry Accessory Coverage to protect all of the “extras” you have invested in to make your bike stand out on the road. For instance, all of the fancy chrome that you have had added, your saddlebags, or your brand new windshield, would all be protected under your motorcycle policy.
Or what about when you are hundreds of miles from home on one of your summer road trips and you run into a situation that prevents you from going further, like a break-down or accident? We can set you up with Trip Interruption coverage that will help pay towards lodging and food until you can get back on the road. A motorcycle policy will also provide you coverage for your personal property such as your helmet, sunglasses, chaps, etc.
With an Indiana motorcycle insurance policy from IMG, you can be confident that whatever might happen, we will make sure that you are taken care of. And regardless of the type of motorcycle you own, whether it be a standard, cruiser, chopper, or moped, we have a policy that will fit your needs, both circumstantially and financially. As we discuss your situation and the many options that you have, you can trust that we will pair you with the best of our highly rated carriers to put the best package together for you.
We know that there are few things more freeing and fun than to hop on your bike and cruise down the open road, and we want you to enjoy it without worry. Call us or stop by our office today to talk to one of our knowledgeable and friendly agents about getting set up with an Indiana motorcycle insurance policy. We will work for you and with you, and make sure that you are all set and ready to ride.