Protect your prized valuables and irreplaceable personal treasures.
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While your homeowners policy protects your home and possessions, it offers limited coverage for your high value personal articles. Additional insurance coverage makes up the shortfall of standard homeowners insurance and offers flexible options to cover anything from a prized collection of comic books, to family heirlooms, your wedding ring, golf clubs, and so on. Without adequate insurance coverage, owners run the risk of covering the full cost of lost, stolen or damaged items. We can help you protect your valuables and more.
The amount of coverage you need depends on a few factors, such as the replacement cost of your valuables and the level of protection you need. We walk you through different scenarios to help you secure the right coverage.
Homeowners insurance covers everyday, easily replaced personal property. However prized possessions such as jewelry, valuables, antiques, heirlooms and collections requires special provisions. For example homeowners coverage is typically based on actual cash value, and does not financially reimburse you based on current market value of items like collectibles. Homeowners insurance also typically doesn’t cover losses caused by floods or other natural disasters. Our insurance experts can walk you through different coverage options to ensure you have the level of protection you need.
Your policy and related coverage can be adjusted to include new valuables.
IMG is an UAII Member Agency
