Protect yourself and your personal watercraft (PWC).
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While certain personal watercraft like smaller boats can be covered under a homeowners policy, most medium-sized or high-speed boats often don’t qualify and require separate coverage under a watercraft insurance policy. Our independent insurance experts help you evaluate policies to find the right fit for you.
Watercraft insurance can be required for a variety of reasons. Some states require liability coverage. Marinas may also require boat insurance in order to dock your boat. Or if you take out a loan to buy a boat, the lender will most likely require that you are covered by watercraft insurance. Our insurance experts consider all scenarios impacting you and help you find the coverage that fits your specific needs.
The amount of coverage you require depends on a number of factors, such as the value and size of your boat, age and how you use it.
Watercraft insurance typically covers your passengers under the liability portion of your policy. However, depending on the policy this coverage may or may not extend to water skiers you are pulling behind the boat.
IMG is an UAII Member Agency
