Take care of your employees' health and well-being.
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Protect your business
Workplace injuries aren’t covered by other types of insurance, including umbrella or health insurance. If an employee is injured on the job, the business will have to pay for medical expenses and is likely to get sued. Our insurance experts help you determine the extent of your exposure, state law requirements and industry benchmarks.
See what other industries we’ve serviced and learn about the coverages chosen by companies like yours.
These policies cover nearly all workplace injuries under the definition of accidental injuries sustained during the course of employment. There could be some gray areas in what that means and variations in coverage depending on the state. Our insurance experts can walk you through various coverage options and help you understand limits and requirements.
Workers’ compensation is regulated at the state level and is mandatory in most states for certain businesses. Most states don’t require sole proprietors or partnerships to have this coverage if they don’t have any employees. However once a business hires employees, they’ll typically be required to buy workers’ compensation coverage.
IMG is an UAII Member Agency
